Budget Mastery Program
A practical six-month journey that turns budgeting confusion into financial clarity. We cut through the noise and focus on what actually matters for Australian households.
Three Phases That Build Real Skills
Most budget courses throw spreadsheets at you and call it education. We built something different. Each phase tackles specific challenges that come up when you're actually managing money—not just theory.
You'll work with real scenarios. Monthly expenses that don't fit neat categories. Emergency funds that need rebuilding. Competing priorities that make you question every decision.
Foundation & Awareness
First eight weeks focus on understanding where money actually goes. Not where you think it goes—where it really goes. We track patterns, identify leaks, and build a baseline that reflects your life.
Systems & Strategy
Middle section gets into creating systems that stick. Automation where it helps. Manual checks where you need awareness. We cover Australian-specific considerations like HECS debt, super contributions, and tax planning.
Adaptation & Growth
Final stretch prepares you for change. Income shifts. Life transitions. Economic uncertainty. Your budget needs to flex without breaking—this phase shows you how to adjust without starting over.
Learn From People Who've Been There
Our instructors aren't just finance professionals. They've navigated their own budget disasters, learned hard lessons, and figured out what actually works for regular households.
Lachlan Thorburn
Budget Systems
Spent twelve years as a financial counsellor before teaching. Lachlan works with households recovering from debt and building sustainable spending habits. His approach strips away jargon and focuses on practical tools.
- Debt Management
- Cash Flow Planning
- Expense Tracking
Declan Fitzroy
Financial Behaviour
Former accountant who shifted into education after realising most budget problems aren't about numbers—they're about habits. Declan teaches the psychological side of money management and helps participants identify their patterns.
- Spending Psychology
- Goal Setting
- Decision Frameworks
What to Expect From August Intake
The next cohort kicks off in mid-August 2025. We keep groups small—around fifteen participants—so everyone gets attention. Classes run Tuesday evenings and Saturday mornings, with optional online catch-ups for those who miss sessions.
Weekly Commitment
4-6 Hours
Two sessions plus homework
Class Location
Crestmead Hub
55 Waratah Dr, QLD 4132
Registration Opens
June 2025
Limited to 15 participants
Materials Included
All Templates
Worksheets, tools, resources